Temecula Mortgage Broker | Why Should You Choose Us?
Unlock the door to your dream home with PRW Lending. We are not a direct lender with a handful of offerings. We are an experienced team of professionals focused on finding the best loan for your needs. Our team is dedicated to serving the vibrant community of Southern California. We provide tailored mortgage solutions that consider the unique real estate markets and community characteristics of throughout California. Trust our unmatched local insight to guide you through your homeownership journey and conquer new horizons!
- Purchase New House
- Apply For Loan
- Refinancing Your Home
- Capital Management
- Renovation House
- Refinance Advisor
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Serving California since 1997
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Lisa GilesCEO At PRW Lending
Our Core Services
We specialize in providing comprehensive mortgage and lending services, tailored to meet the unique needs of each client.
Purchase New House
Start your home search with the confidence of knowing you have pre-qualified
Refinancing Your Home
Ensure you have the best rate on your existing home loan
Debt Consolidation
Use the equity in your home today to lower your overall monthly bill payments
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How Do You Qualify For A Loan?
Qualifying for a home loan is a simple process. We look at your income, assets and budget and narrow down to the perfect balance of purchase price and monthly payment affordability.
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A Good Lender Will Clearly Explain Mortgage?
A professional lender will take the time to walk you through the steps of a home purchase. At PRW Lending Inc. we make sure to explain all the moving parts of a mortgage, the process and next steps. You should never be left in the dark regarding your mortgage.
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Can You Get A Mortgage Without A Credit Score?
YES you can! If you do not have a credit score we take a look at “Non Traditional” credit that does not appear on your credit report. At PRW we can take into account 12 on time payments of cell phones, rent, utilities and use that information to underwrite your file.
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How Much Home Can You Afford?
There are two types of payment affordability~ What you are comfortable affording and the max you can afford. We will look at both scenarios until we land on a number that works for everyone. Lenders generally do not want your mortgage payment to take up more than 50% of your gross income.
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Purchase New House
At PRW we can walk you through this very important purchase in your life. We will work with you and your Realtor to secure the best financing available.
Get in touch today!
Contact Us
PRW Lending is not just a company, and you are not just a client.
We are a family.
Over twenty years ago, Lisa Giles responded to a newspaper advertisement for a receptionist position at a small mortgage company. With little prior knowledge of the lending industry but a nice job offer, she bought a copy of The Mortgage Handbook for Dummies to quickly learn the basics. She soon discovered her passion for the market, completed a B.A. in Business, and eventually advanced to the position of Director of Operations.
The 2008 financial crisis motivated Lisa to start a company that put clients first and viewed them as more than a loan number. Based in Temecula California, PRW Lending is the culmination of hard work, intelligence and the belief that a business can be a family.
PRW Lending is a team of in-house processors and assistants, an intimate team of real estate professionals and a reliable team of loan officers, all focused on supporting your dreams. We understand success is circular. Your exceptional experience is what creates our success!