Our Process

PRW Lending offers the best rates of a wholesale lender combined with the personalized service of a private banker. We will make sure your mortgage is tailored to your unique financial needs.

PRW Lending Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

1. Consultation

We will set up an initial meeting to discuss your financial needs and options so that we can best determine which loan program best fits your situation. 


2. Application

Once we determine what kind of loan program is right for you we will help you fill out the loan application.

3. Appraisal

We will appraise the property and get an estimated value. This is required because the property is the underlying asset that acts as collateral for the loan. We will make this process easy and convenient for you. 

4. Review

Once we have all of your paperwork in hand we will review your application and get it to our underwriters. This process takes a minimum of 24 hours before we can provide a loan offer.

5. Approval

After you have been given your offer, we will collect any other information needed to get the loan finalized.

6. Closing

Closing is the last step in your home loan or refinance process. We will sign all necessary documents and finalize the settlement.

See What Clients Are Saying:

Mountain B.

Corona, CA

Lisa Giles has the best rates and is always accessible whenever I’ve got a question. I’ve used her on two of my loans, have referred her to a handful of purchases over the deals and would not consider going to anyone else since her rates and service cannot be beaten. Give her a call at 951-430-3690

Michelle P.

Santa Cruz, CA

Lisa Giles was one of the best bosses I had. There is 3 of them and she’s one of them. She RESPECTS her employees. Great to work with. And an overall amazing person. Thank you Lisa for the opportunity in working for you. She’ll go to bat for any borrower and very knowledgeable.   You cannot go wrong with this company. Many thanks Lisa!

Here at PRW Lending, we take the stress out of the mortgage process so that you can enjoy the excitement and joy of obtaining your new home mortgage or refinance. So give us a call today and let us get your loan process started. 

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Get In Touch



Lisa Giles

Toll Free 855-PRW-LEND
Fax# 951-667-7775

BRE Broker License # 01310998
NMLS ID#237053
Office NMLS#238046


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